Your Road to Financial Solutions
eNews                                       October 2017
 IN THIS ISSUE
INTERNATIONAL CREDIT UNION MONTH & ANNUAL MEMBER APPRECIATION DAY CHILI DOG FEED
WHY CREDIT UNIONS ARE WORTH CELEBRATING

In 1924, Roy Bergengren, one of the architects of the credit union movement, reflected on what a credit union can do for people.

“The credit union is, in fact, a bridge,” Bergengren wrote in the inaugural issue of “The Bridge,” the official newsletter of the American credit union movement, which was then in its infancy. “It may be the bridge over which the tenant farmer travels the wide gap that separates him from ownership. It may be the way that opens the great land of opportunity to the wage worker, who finds his savings the ‘open sesame’ to broader possibilities for himself and his family.”

Twenty-four years later, in 1948, credit unions in America, and later around the world, began celebrating the philosophy and achievements of credit unions every year on the third Thursday in October. The theme for International Credit Union Day 2017 is “Dreams Thrive Here,” harkens back to Bergengren’s sentiment, and it’s meant to serve as a reminder of how effective credit unions like Progressions Credit Union are at helping all people chase and achieve their biggest dreams in life.

This is because, unlike other financial institutions, credit unions are not-for-profit, so their primary purpose isn’t to score record profits in order to cut distant shareholders bigger dividends checks. Rather, the primary purpose of credit unions is—and always has been—to be of service to their members. That means you.

This people-first philosophy doesn’t just mean better service, it translates into a better financial deal for consumers. Credit unions, on average, offer higher rates of return on savings accounts, lower rates on loans, and fewer and lower fees than other financial institutions.
 
HOW WE ARE CELEBRATING

Progressions Credit Union will be celebrating the credit union movement and you, our member/owners, the entire month of October. We will have weekly prize drawings each Friday in October. That's not all! We will be having our famous Annual Member Appreciation Day Chili Dog Feed on Friday, October 20th at our main branch located at 2919 E Mission Ave, Spokane WA, 99202 from 11am-4pm. As always, we will be hosting our Free Annual Document Shredding Event the same day from 12pm-2pm with a two bag per member limit.
 
Weekly Prize Drawings - Each Valued at $50.00:*
  • Friday, October 6th, Holiday Wreath (artificial)
  • Friday, October 13th, PF Chang's Gift Card
  • Friday, October 20th, Holiday Projection Lights
  • Friday, October 27th, LED Snowman
Be sure to stop by either branch location each week to enter into the drawings. Additional entries can be earned by opening a new account, loan, or other product or service we provide.

*Official Contest Rules for Weekly Drawings can be found here.
REFER A MEMBER
DON'T KEEP US A SECRET - REFER A FRIEND OR FAMILY MEMBER

Refer a friend or family member to join Progressions Credit Union and you both could receive up to $120 in bonuses!*
 
Here's how it works.

Current Member:

  1. Complete and hand out the official coupon to friends, family and other people you know. The more you hand out, the more chances you will have if they come in to join and open a checking account. See full details below.
  2. When the prospective new member joins, they simply present the completed official coupon you gave them and we will credit your savings account $20.00. The more people you refer, the more you can earn - up to $120.00!
Prospective New Member:
  1. Simply bring in the completed official coupon you received from our current member when you join and open a new checking account. If you prefer to apply online, mention you were referred and by whom when one of our representatives call you to follow-up on your account needs.
  2. We will deposit $20.00 into your new checking account. See full details below which include the minimum deposits for each checking account type we offer.
  3. As an added bonus, as a new member you may earn an additional $100.00 bonus by signing up for direct deposit of your paycheck, pension or other retirement benefits into your new Progressions Credit Union checking account. Learn more about the $100.00 direct deposit bonus requirements here.
MEMBERSHIP FEE WAIVED DURING THE PROMOTION PERIOD!
 
*Offer valid 10/01/2017-10/31/2017 and subject to change. Existing Member: To participate you must be 18 years of age or older, already be a member for a minimum of 30 days, and be a member in good standing. Once the New Member you have referred joins and opens a Progressions Credit Union checking account, we will deposit the $20.00 Referral Bonus to your savings account. Existing members may refer multiple New Members and earn up to a maximum of $120.00. New Members: Must be 18 years of age or older. We will deposit the New Member $20.00 bonus into your checking account at the time you join and open a checking account. Bonus funds cannot be withdrawn from the checking account for 90 days. The minimum opening deposit for Basic Checking and eChecking is as little as $25.00.  We also offer Prime Checking, which requires a minimum opening deposit of $10,000.00 and currently earns an Annual Percentage Yield of 0.25% . This rate is effective 10/01/2017 and subject to change. New accounts are subject to approval.  The $20.00 New Member bonus cannot be used as an opening deposit for the checking account.  All Bonuses paid may be reported to the IRS. The Membership Fee will be waived during this promotion.  Existing members are not eligible to receive the New Member bonus. New Members may qualify for an additional $100.00 if Direct Deposit of at least $500.00 is set up. Full disclosures for the Direct Deposit bonus can be found at progressionscu.org, in our lobbies, by calling us at 509.535.0191/800.828.8691, or by requesting we mail them to you. New members must live, work, worship or attend school in the state of Washington. Family members of current members are also eligible to join. Contact us for more information about eligibility.   Federally insured by the NCUA.
NO PAYMENTS FOR 90 DAYS
NO PAYMENTS UNTIL 2018 TO HELP FREE UP CASH FOR THE UP AND COMING HOLIDAY SEASON!
 
We will give you 90 days with no payments (O.A.C.) when you take out a new loan or refinance your existing loan currently held by another lender!

This offer is available for Auto, Boat, RV, Motorcycle, ATV, Personal Watercraft, and Snowmobile secured loans.

Here are a few more great reasons to finance your vehicle with Progressions Credit Union:
  1. Low Rates - Saving you money.
  2. Flexible terms - Giving you payments you can afford.
  3. 1% Cash Back** - Let us refinance your vehicle loan that is currently with another lender, and we will pay you 1% of the loan.
*90 Days No Payments Disclosure can be found here.
**1% Cash Back Disclosure can be found here.
ID SAFE CHOICE
THERE'S ONLY ONE YOU-LET'S KEEP IT THAT WAY

Progressions Credit Union has partnered with one of the nation's most trusted names in Identity Theft Protection to provide you with a comprehensive Identity Theft Research, Remediation and Recovery Service. All members are eligible, at no cost, for the following services:
  • Fully Managed Identity Theft Research, Remediation and Recovery: If you suspect identity theft, or if your personal information becomes compromised, we will assign you to a professional, certified and licensed Recovery Advocate who will complete the recovery work on your behalf, report progress along the way, and be there for you until your good name is resorted - no matter how long it takes!
  • Coverage for All Types of Identity Theft: This service covers all types of identity theft, even if it is not related to your accounts with Progressions Credit Union! Types of identity theft covered include: credit/debit card fraud, tax fraud, employment fraud, government documents and benefits fraud, medical fraud, and any other identity theft recognized by the Federal Trade Commission.
  • Lost Document Replacement: Receive personalized one-on-one assistance to replace identity credential documents that have been lost, stolen or destroyed in connection with your identity theft event.
Increase Your Protection.

Starting at $3.95 per month, we offer packages that include Fully Managed Identity Theft Recovery Services, Credit Monitoring, Expense Reimbursement Insurance, Internet Black Market Monitoring and more! Visit our website to choose the package that fits you best, and subscribe today.
HOME IDEA SHOW
COME SEE US AT THE HOME IDEA SHOW
 
Progressions Credit Union will be at the 39th Annual Home Idea Show October 13th-15th at the Spokane Fairgrounds. If you are looking for ideas to build, remodel, or decorate your home, you will find it at this show. The show will feature more than 300 exhibitors, giving you opportunities to meet experts and learn about the newest products and services available.

Learn more about our No Closing Cost Home Equity Loans here.

Apply Now

 
SAME-DAY ACH
As part of an effort to improve and modernize the US payments systems, you may have already noticed a change in the times during the day that we apply electronic Direct Deposits and debit payments to your account.

Many merchants and billing companies may offer you the option to make a same-day electronic payment, such as to pay a bill or to transfer funds. If you agree, then the funds might be debited from your account as soon as that very same day. For example, if you have a bill due on the 25th of the month, the billing company might allow you to call or use its website on the morning of the 25th to make an on-time payment, and also have the funds debited from your account on the 25th. While these types of transactions won't be reflected on your account balance as quickly as your debit card and ATM transactions, you will have access to more accurate information about your actual available balance more frequently throughout the business day.
 
PICK OF THE LITTER



Progressions Credit Union is honored to sponsor the Pick of the Litter segment on KREM2 News at Noon on Tuesday's. This segment spotlights an animal looking for a "fur"ever home at SpokAnimal. Be sure to watch for the Pick of Litter wearing a purple Progressions Credit Union handkerchief each week.
MEMBER TESTIMONIALS
PROVIDING PERSONAL SERVICE SINCE 1928
 
In a world dominated by automation, Progressions Credit Union takes pride in keeping the human connection. Here are just a few of the comments our members have made recently:
  • "Shannon is awesome. All of the employees are and they all greet me by name and go above and beyond."
  • "Jana was a very nice and friendly lady. She was professional at her job and very helpful and understanding. Great attitude."
  • "Dionne is amazing! Quick, efficient and helpful and all with a smile."
  • "Loretta always looks to help us and is very attentive, friendly, and knowledgeable."
  • "Always excellent service at Progressions."
  • "All employees I have encountered are top notch."
  • "I always receive outstanding service."
  • "I have always had top drawer service at your place."
 HOLIDAY CLOSURES
Monday, October 9
Columbus Day

Thursday, November 23
Thanksgiving Day

Monday, December 25
Christmas Day
Monday, January 1, 2018
New Years Day

Monday, January 15, 2018
Martin Luther King Jr. Day

Monday, February 19, 2018
President's Day
CONTACT US
PHONE
509.535.0191
800.828.8691

SMARTLINE
509.535.8864
800.27.SMART 
 
MAIN BRANCH
2919 EAST MISSION AVE SPOKANE, WA 99202


NORTH BRANCH
1212 WEST FRANCIS AVE SPOKANE, WA 99205


Progressions Credit Union NMLS #784627

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the
United States Government
Our Privacy Policy is available online at Progressionscu.org and has not changed. You may also request a paper copy be mailed to you by calling us at 509.535.0191 or 800.828.8691.
 
Some of the links contained in this newsletter are to websites not operated by Progressions Credit Union. Progressions Credit Union is not responsible for the content of those websites and the privacy and security policies of those websites may differ from those of Progressions Credit Union.
 
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