Your Road to Financial Solutions
eNews                                       January 2018
 IN THIS ISSUE
VISA CREDIT CARDS
PROGRESSIONS CREDIT UNION'S VISA CARD CAN SAVE YOU MONEY!

Start the new year off right with Progressions Credit Union's Visa credit card. Whether you need to make a purchase or need to consolidate balances from other lenders or department stores, let us help you save money. Here are just a few of the great reasons to switch:
  • 0% APR Introductory Rate on purchases for 6 billing cycles*
  • 2.99% APR Balance Transfer Offer for 12 billing cycles**
  • No Annual Fee
  • No Transfer Fees
  • No Cash Advance Fees
Call 509.535.0191 (Toll Free:800.828.8691), apply online, or visit us at either of our branches.

*0% APR Introductory Rate on Purchases - New Accounts: APR=Annual Percentage Rate. Offer good on purchases from account opening date and for 6 billing cycles. After 6 billing cycles, the rate will be as stated in your cardholder agreement. Minimum Equifax Beacon Score ("credit score") to qualify for promotion is 600. Borrowers with credit scores of 599 or below do not qualify for this promotional rate and will receive the standard rate offered based on credit score. Promotion may be discontinued at any time.

**2.99% APR Balance Transfer Promotion on New or Existing Accounts: APR=Annual Percentage Rate. Minimum Equifax Beacon Score ("credit score") to qualify for promotion is 600. Borrowers with credit scores of 599 or below do not qualify for this promotional rate and will receive the standard rate offered based on credit score. For balance transfers made before or after the promotional period, your APR will be as outlined in your credit card agreement. Continue paying each creditor you wish to transfer over to Progressions Credit Union until the transfer appears as a credit. Promotion may be discontinued at any time.
BOAT AND RV SHOW
BOAT/RV SHOW SEASON IS UPON US
 
There will be many up and coming Boat/RV shows in the next few months. Remember, Progressions Credit Union offers you low rates, flexible terms, and excellent service to help you through the process. If you are in the market for a new Boat or RV, get pre-approved before you go.
Be sure to look for the Progressions Credit Union booth at the up and coming National RV Show held at the Spokane Convention Center January 25-28, 2018.

Not in the market for a new Boat or RV, but currently have one (or both) financed with another lender? Let us Beat the Rate* or give you up to $500 cash with our 1% Cash Back** program when we payoff that lender and move your loan to Progressions Credit Union.

Contact Us or apply today!

*/**Beat the Rate and 1% Cash Back Disclosures can be found here.
VACATION LOANS
TIME FOR A WINTER VACATION?
 
Progressions Credit Union offers a Special Vacation Loan in time for your winter vacation travel. Rates are as low as 6.99% APR with a term of 24 months*. This rate is much lower than your standard personal rate when used for vacation travel, so don't delay, let us help you get you there today.

Contact us for all the solutions we offer or apply online now!

*Vacation Loan Disclosures here.
SMARTMARKET ACCOUNTS
SAVE SMART WITH SMARTMARKET

With a Progressions Credit Union SmartMarket Money Market Account, you can earn higher dividends when you maintain a higher balance. As your balance grows, so do your earnings. Make your savings work harder for you while still being able to access your funds.

Minimum to open is only $2,000.00. Learn more on our deposit rates page.
 TURBO TAX
GET A CHANCE TO WIN $25K WITH TURBOTAX©

As a Progressions Credit Union member, you can save up to $15 on TurboTax© - the #1 best-selling tax software. With TurboTax, you'll get your taxes done right and your biggest possible refund - plus a chance to win $25,000! To be automatically entered to win, just try TurboTax Online for FREE (and provide your email address) by February 15th.* Start TurboTax today for free!
#1 Best-Selling brand of tax software based on aggregated sales data for all tax year 2016 TurboTax products.
Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information.
1 Limited time offer for TurboTax 2017. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice.  Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.
TurboTax $25,000 Sweepstakes. NO PURCHASE OR FINANCIAL DISCLOSURE NECESSARY. Open to legal residents of the 50 United States or the District of Columbia, 18 years of age or older at time of entry, who are customers of participating Financial Institutions or employees of participating businesses. Void in Puerto Rico and where prohibited by law. Sweepstakes ends 2/15/18. Subject to complete Official Rules and all applicable federal, state and local laws. For Official rules including participating Financial Institutions and business, odds of winning, alternate method of entry, and prize descriptions, visit http://turbotax.intuit.com/go/sweepstakesrules. PRIZES: 1 Grand Prize: A check for $25,000. Retail value, $25,000. 12 First Prizes: A check for $1,000. Retail value, $1,000 each. Maximum retail value of all prizes is $37,000.  The odds of winning a prize depend upon the total number of eligible entries received by the end of the Promotion Period.  SPONSOR: Intuit Inc., 7535 Torrey Santa Fe Rd, SDG-2A-03-22E, San Diego, CA, 92129.
SMARTMOBILE
SMARTMOBILE GIVES YOU CONVENIENT ACCESS TO PROGRESSIONS CREDIT UNION IN THE PALM OF YOUR HAND
 
Progressions Credit Union's SmartMobile App offers members the ultimate convenience with the following features:
  • Check account balances and transfer funds;
  • Review account history;
  • Pay bills with access to SmartPay, including FREE Person to Person payments;
  • Endorse, Snap, Tap, with the SmartDeposit feature. Simply endorse your check, snap a picture, and tap to deposit! Learn more on our FAQ page;
  • Check loan and deposit rates; and
  • Locate Co-Op ATMs and Shared Branching locations near you.
Don't have the app? Simply download the SmartMobile App to your phone or tablet and log in using your SmartLink credentials.
INVESTMENT SERVICES
A MESSAGE FROM LAURA ZAHN, AAMS®/FINANCIAL ADVISOR/ CUSO FINANCIAL SERVICES L.P.*
"Getting a handle on my investments!"

With the new year, members may feel a sense of urgency to "get a handle on my investments". Everyone wants to have at least some idea of what type of investments they own, how they are performing, what they are costing and whether they are appropriate for you and your stage of life.

Do you know that?

Many investors have no idea what they own or why they own it. After nearly a decade of positive stock market returns, it's been easy to "set it and forget it".
Have you had an investment review? There is no charge for the initial consultation. After that, if you feel your questions were clearly answered, and I can offer you on-going assistance, we'd like to have you choose me as your CFS* Financial Advisor. I'm here because Progressions Credit Union knows members need help, mostly with their retirement - often their biggest investment other than their home.

If you are not getting the answers you need - or you don't even know what questions to ask! - make 2018 the year to become educated enough to make good decisions. I try to make it fun - or at least not painful! - and easy to understand. Call me today for a time to sit down, 509.323.1323, and we'll make "fiscal fitness" a 2018 priority!
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.  Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal.  Investment Representatives are registered through CFS.  The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.
 MEMBER TESTIMONIAL
I’ve been a member Progressions Credit Union for 21 years, dating back to when they were called the Postal Credit Union, simply because they treat me like family. Every employee of Progressions Credit Union treats my family, and me, with a smile and impeccable service always calling me by name.

I have purchased numerous cars over the past 21 years and this Credit Union has always given me the best finance rate with easy pay off terms. Many of the cars I have purchased through the years have been financed over the phone with guaranteed rates. The employees of Progressions have always gone out of their way to ensure the best rates and easiest terms in order to maintain my business.

This Credit Union has been amazing with my accounts. Their staff makes sure to always call if there is anything suspicious looking in my accounts, they make sure to place a travel exception when I am out of town, and they just take great care of me and my monies.

Progressions Credit Union is a local community based business that takes pride in their members. It is for this reason that I have maintained my accounts through them for the past 21 years. This Credit Union doesn’t only do banking things; they do community events with Costco, the Muscular Dystrophy Association, the United States Postal Service, and many other companies. This Credit Union exemplifies what a community financial institution should be.

Eric J. Pardick
Letter Carrier (USPS)
 HOLIDAY CLOSURES
Monday, January 1, 2018
New Years Day


Monday, January 15, 2018
Martin Luther King Jr. Day

Monday, February 19, 2018
President's Day
Monday, May 28, 2018
Memorial Day


Wednesday, July 4, 2018
Independence Day

Monday, September 3, 2018
Labor Day
CONTACT US
PHONE
509.535.0191
800.828.8691

SMARTLINE
509.535.8864
800.27.SMART 
 
MAIN BRANCH
2919 EAST MISSION AVE SPOKANE, WA 99202


NORTH BRANCH
1212 WEST FRANCIS AVE SPOKANE, WA 99205


Progressions Credit Union NMLS #784627

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the
United States Government
Our Privacy Policy is available online at Progressionscu.org and has not changed. You may also request a paper copy be mailed to you by calling us at 509.535.0191 or 800.828.8691.
 
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