Your Road to Financial Solutions      
e-News                                          June 2015
 
IN THIS ISSUE
VACATION LOANS
Click HERE for current rates.

*Click HERE for our Vacation Loan disclosure.
 
WEDDING LOANS
The Progressions Credit Union Wedding Loan is uniquely designed to help relieve the stress of wedding and honeymoon expenses.
This loan offers:
  • Loan amounts as little as $500 or as much as $5,000.00 on approved credit
  • Up to 24-month term
  • No collateral requirements
Here are just a few expenses this type of loan could help you cover:
  • Wedding Cake
  • Wedding Dress
  • Photographer
  • Honeymoon
  • Rings
  • And more!
Other cost effective options available to help with your wedding expenses: Home Equity Loan, Visa Card, Personal Line of Credit and our standard Signature Loan when you need longer terms.

*Click HERE for our Wedding Loan Disclosures

 
 
BIKE LOANS
Let Progressions help you ride your way to an active lifestyle. This unique product offers a short term loan with an amazing rate. Don't wait another day to start your adventures with help from us!

*Click HERE for our Bicycle Loans disclosure
90 DAYS NO PAYMENTS
No way! 90 days with no payment? Yes way!

That's right. Let us finance a new Auto, Motorcycle, Boat, RV, ATV, Scooter or Personal Watercraft and you can enjoy no payments for 90 days.* Financed at another lender? Let us pay them off and enjoy the same offer. Be sure to also check out our 1% Cash Back offer when we refinance from a competitor!**


*Click HERE for our 90 days No Payment Disclosure

** Click HERE for our 1% Cash Back Disclosure
HOME IMPROVEMENT
Warmer temperatures are here, is it time to fix up your home?

As a homeowner, the equity you may already have in your home, meaning the difference between the market value of your home and what you owe, can create remarkable buying power. Since your home is used as collateral on a home equity loan, the interest rates available may carry significant tax benefits. Be sure to consult a tax advisor.


Types of loans we offer to help:
  • Home Equity Line of Credit (HELOC): This type of equity loan is a more flexible alternative. It is perfect for ongoing projects and to have for future emergencies, such as replacing a furnace or roof. The payments are variable because the rate is based on the prime rate plus a margin.
  • Home Equity Loan: This offers you a lump sum disbursement with a fixed interest rate. These can be perfect for large, one time projects. Your payments are fixed and predictable.
  • Mortgage Refinance: Those seeking to finance home improvements that also carry a high interest mortgage might consider refinancing with cash out.
Any of the above loans can be used to update your home or a multitude of other purposes. Are you ready for a dream vacation? Maybe you have a child you are putting through college? Consider a home equity loan from Progressions Credit Union.

Additional options:

Visa Credit Cards with a special Visa Balance Transfer Promotion going on now, and Personal Lines of Credit, with no collateral requirements.

Signature Loans offer a fixed rate, term and payment providing you freedom from putting up collateral. These can be an ideal choice for small projects.


Which option is best?

That depends on the size of your project, your budget and personal preferences. Contact
Herb Anderson (NMLS # 787236) 509-622-2011 or Jana Earle (NMLS # 787237) 509-622-2017 for more details and to apply!

CURRENT RATES


APPLY HERE FOR VISA, PERSONAL LINE OF CREDIT, OR SIGNATURE LOAN
YOUTH MONTH RECAP
BIKE WINNERS

Congratulations to Joy and Tyler! They each won a new bike as part of our Wild About Savings promotion in April. Along with the bike, they also got a new helmet and water bottle. We are sure they will both have lots of fun on their new wheels.
2015 BOOM! SCHOLARSHIP WINNERS
 
KAYLEIGH THRIFT
 
KATHRYN SINN

Congratulations to Kayleigh Thrift and Kathryn Sinn, who each received a $500.00 scholarship to go towards their college education! Good luck to both of you as you prepare for your future.

The annual boom! Scholarship Contest is one of the many benefits of being a boom! member. Be sure the 2016 graduating senior in your life enters for a chance to win the boom! Scholarship to help fund their future education next year.

 
 
COMMUNITY EVENTS RECAP

The 2015 Letter Carriers' Food Drive was once again a HUGE success! We couldn't have done it without all of the amazing volunteers and all of you who donated. THANK YOU!

The 2015 Kidical Mass Bike Ride was held at Chief Garry Park on Saturday, May 16th. It ended up being a beautiful day and we were able to provide new bike helmets to 44 kids from the neighborhood.
TAKE US WITH YOU
Take us with you on your vacation!

The Progressions Visa Classic credit card provides the ultimate in purchasing convenience. With a low rate, 25 day grace period on purchases, no fees for cash advances, and now a low balance transfer rate with no balance transfer fee, you’ll find this card can save you money!


Other great features are:
  • Auto Rental Collision Damage Waiver
  • Emergency Card Replacement & Emergency Cash Disbursement
  • Zero Liability**
  • Verified by Visa- provides additional protection for online shopping. Protects your Visa card number with a personal password, giving you reassurance that only you can use your Visa card online.
  • Worldwide acceptance
  • Online access via eZCardinfo so you can check your balance, make payments and more!
**Visa's Zero Liability Policy does not apply to ATM transactions, or to PIN transactions not processed by Visa, or if you were grossly negligent or fraudulent in the handling of your card. Click HERE for more disclosures.

Click HERE for rates!
EMPLOYEE SPOTLIGHT

Loretta Judd has been with Progressions Credit Union for 29 years and has been a Receptionist, Finance Assistant and a Financial Solutions Representative. In her spare time she likes to garden, spend time on her family farm near Fraser ID, and travel to the Oregon Coast and Washington DC to visit family. She is also famous around the office for her cheesecakes.
 HOLIDAY CLOSURES
 
Monday, September 7
Labor Day

Monday, October 12
Columbus Day

Wednesday, November 11
Veterans Day

 
 
Thursday, November 26
Thanksgiving Day

Thursday, December 24
Christmas Eve (Closed at Noon)

Friday, December 25
Christmas Day

 
CONTACT US
PHONE
509-535-0191
800-828-8691


SMARTLINE
509-535-8864
800-27-SMART
 
 

 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the
United States Government
 
Our Privacy Policy is available online HERE, or you may
request a paper copy by calling us at 509-535-0191 or 800-828-8691.
 

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