Your Road to Financial Solutions      
e-News                                          July 2015
 
IN THIS ISSUE
Progressions Credit Union Can Help You Be AutoSMART!
When it comes to researching, locating, financing and buying your next vehicle, nothing could be easier, quicker and more valuable than the tools Progressions Credit Union (PCU) offers through AutoSMART. Check out AutoSMART by visiting our website at progressionscu.org, then click on the AutoSMART link on our home page under Vehicle Center.  If you prefer a mobile friendly site, go to spokaneautoshopping.com.

With AutoSMART you can:
   •    Locate participating dealerships
   •    Get an accurate value for your trade-in
   •    Research a car by body type
   •    Find specialty vehicles for sale
   •    See what you can afford and what your payment will be
   •    View the current manufacturers
   •    Research using valuable research tools and calculators
   •    Apply for your loan at Progressions Credit Union
   •    Learn gas saving tips and more!

Get Your Loan Approved On-The Spot!
Whether you're already pre-approved for a PCU auto loan or not, you can take care of financing at participating Credit Union Direct Lending (CUDL) dealerships.  When you're ready to make your purchase, be sure you tell them you are a member of Progressions Credit Union and want to apply with us. If you have been pre-approved, show them the pre-approval letter we will have provided to you. It’s that simple!

Checkout our 90 Day No Payment Offer Going On Now!*


*Minimum loan amount of $5,000.00 to be eligible. Offer available on Auto, Boat, RV, Motorcycle (street legal) and ATV loans. Borrower must request at time of application. Maximum term is 84 months to qualify. Interest will continue to accrue during the 90 day no payment period. Other restrictions may apply. Progressions Credit Union reserves the right to terminate this offer at any time. Call for more details. Membership required for all promotions. Must live, work, worship, or attend school within the state of Washington. A $20.00 membership fee may apply.

Click HERE for current rates.

 
VACATION LOANS
Ready for your summer "vacay"? Now through August 31, 2015, apply for a Vacation Loan to help you take a much needed break, make memories, and explore what the world has to offer.

This special loan has a lower rate than the standard signature loan rate. The rate is fixed for a maximum term of 24 months and comes with a lump sum disbursement.

Other options to help pay for a summer escape:

  • Visa Credit Card, Personal Line of Credit or Signature Loan.
  • Home Equity loans. We offer a fixed rate and term loan with a lump sum disbursement or a variable rate Home Equity Line of Credit (HELOC). For more information and to apply call Herb (NMLS #787236) at 509.622.2011 or Jana (NMLS #787237) at 509.622.2017.
*Click HERE for our Vacation Loan Disclosures

Click HERE for current rates
HOME IMPROVEMENT
As a homeowner, the equity you may already have in your home, meaning the difference between the market value of your home and what you owe, can create remarkable buying power. Since your home is used as collateral on a home equity loan, the interest rates available may carry significant tax benefits. Be sure to consult a tax advisor.

Types of loans we offer to help:

  • Home Equity Loan: This offers you a lump sum disbursement with a fixed interest rate. These can be perfect for large, one time projects. Your payments are fixed and predictable.
  • Home Equity Line of Credit (HELOC): This type of equity loan is a more flexible alternative. It is perfect for ongoing projects and to have for future emergencies, such as replacing a furnace or roof. The payments are variable because the rate is based on the prime rate plus a margin.
  • Mortgage Refinance: Those seeking to finance home improvements that also carry a high interest mortgage might consider refinancing with cash out.
Any of the above loans can be used to update your home or a multitude of other purposes. Are you ready for a dream vacation? Maybe you have a child you are putting through college? Consider a home equity loan from Progressions Credit Union.

Additional options:

Visa Credit Cards with a special Visa Balance Transfer Promotion going on now, and Personal Lines of Credit, with no collateral requirements.

Signature Loans offer a fixed rate, term and payment providing you freedom from putting up collateral. These can be an ideal choice for small projects.


Which option is best?

That depends on the size of your project, your budget and personal preferences. Contact
Herb Anderson (NMLS # 787236) 509-622-2011 or Jana Earle (NMLS # 787237) 509-622-2017 for more details and to apply!

Click HERE for current rates.

Click HERE to apply for a Visa Credit Card, Personal Line of Credit, or Signature Loan.
HOOPFEST
The Progressions CU sponsored backboard.
Team PCU from Left to Right: Damien, Alex, Jon, & Jeremey.
We were proud to sponsor a court at the 2015 Hoopfest event held in downtown Spokane June 27th and 28th! This great community event brought over 7000 teams and 250,000 players and fans to the streets of Spokane. We can't wait to do it all again next year!
 
FREE ID THEFT RECOVERY SERVICES
We know when identity theft occurs, you may not know what to do or where to turn for help. We are here to help relieve the worry. All Progressions members receive ID SafeChoice, an Identity Theft Recovery Service, as a free benefit of membership. If you are a victim of Identity Theft, you'll receive:
  • A personal recovery advocate assigned to you within 24 hours
  • Overnight delivery of a damage assessment/recovery plan within 48 hours
  • Activated recovery plan within 72 hours
  • Post Recovery Follow-up
You also have the option to upgrade to SafeChoice Plus, a credit monitoring service. For a nominal fee, in addition to the recovery service you will also receive:
  • Annual credit report
  • Weekly status alerts
  • Credit alerts
  • and more
From our home page, click on the "Resource" tab, then "Security Center" for more information and to sign up for SafeChoice Plus. If you have been a victim of identity theft, please contact the credit union at 509.535.0191 or toll free at 800.828.8691.
MEMBERSHIP DRIVE
July Membership Drive: Enter to win $100.00 when you refer a new member July 1-31, 2015!

Are you keeping us a secret? We want to help encourage you to spread the word about Progressions Credit Union to all your friends, family, and neighbors. Both you and your referred member will be entered into the drawing for a chance to win $100.00 each at account opening. You may refer as many members as you want to increase your chances. For each additional account or service the new member opens, you will both be re-entered, increasing your chances even more! Each new member will receive a free gift during the month of July and the $20.00 membership fee will be waived for all referred members during the promotion.*

*Official Rules and Entry forms to be completed by the referring member are located on our website at progressionscu.org.
 
SUMMER EVENTS
EMPLOYEE SPOTLIGHT

Jana Earle has been with Progressions Credit Union for 22 years. She has been a Teller, Member Service Representative, and a Loan Officer. In her spare time, she enjoys spending time with her son Alex, her 3 dogs, and at the Oregon Coast. She also claims to be Jon Bon Jovi's biggest fan.
 HOLIDAY CLOSURES
 
Monday, September 7
Labor Day

Monday, October 12
Columbus Day

Wednesday, November 11
Veterans Day

 
 
Thursday, November 26
Thanksgiving Day

Thursday, December 24
Christmas Eve (Closed at Noon)

Friday, December 25
Christmas Day

 
CONTACT US
PHONE
509-535-0191
800-828-8691


SMARTLINE
509-535-8864
800-27-SMART
 
 

 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the
United States Government
 
Our Privacy Policy is available online HERE, or you may
request a paper copy by calling us at 509-535-0191 or 800-828-8691.
 

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