Your Road to Financial Solutions      
e-News                                          May 2015
 
WEDDING LOANS
The Progressions Credit Union Wedding Loan is uniquely designed to help relieve the stress of wedding and honeymoon expenses.
This loan offers:
  • Loan amounts as little as $500 or as much as $5,000.00 on approved credit
  • Up to 24-month term
  • No collateral requirements
Here are just a few expenses this type of loan could help you cover:
  • Wedding Cake
  • Wedding Dress
  • Photographer
  • Honeymoon
  • Rings
  • And more!
Other cost effective options available to help with your wedding expenses: Home Equity Loan, Visa Card, Personal Line of Credit and our standard Signature Loan when you need longer terms.

*Click HERE for our Wedding Loan Disclosures

 
 
NALC FOOD DRIVE
Note: This section of our eNews contains links to third party web links. When you click these link, you will leave our credit union’s website and will go to a website that is not controlled by or affiliated with our credit union. We have provided these link for your convenience. However, we do not endorse or guarantee any products or services you may view on other websites. Other websites may not follow the same privacy policies and security procedures that our credit union does so please review their policies and procedures carefully.

It’s that time of year again where Progressions Credit Union proudly sponsors the National Association of Letter Carriers (NALC) Food Drive.  Each year the postal carriers and their sponsors do their part to “Stamp Out Hunger” in the Spokane area. Many of our staff will be participating with the NALC by going door to door collecting food.

We invite members of Progressions Credit Union to join the fight against hunger by donating non-perishable food items at either our main office or north branch between May 1st - 31st, 2015. If you prefer to make a monetary donation, click
HERE for options.

For more information about this event and how it effects our community, please watch the NALC YouTube video HERE


 
Let Progressions help you ride your way to an active lifestyle. This unique product offers a short term loan with an amazing rate. Don't wait to start your adventure, APPLY ONLINE or stop in and see us today!

*Click HERE for Bicycle Loan Disclosures
 
ANNUAL MEETING RECAP
Another successful year was celebrated at our annual meeting held on Tuesday, April 28th.  There were 53 members in attendance who were able to catch up with board and staff members and enjoy door prizes, free gifts and food! Election results were announced by Election Committee Chairman, Jeff Martin.

The results were as follows:
  • Board Position #1, Bill O’Halloran
  • Board Position #2, Mary Rohner
  • Board Position #7, Gary Rohner
  • Supervisory Committee, Paul Singleton
We want to give a big THANK YOU to all of our volunteer Board and Supervisory Committee members for their time, dedication and support.
 
 
HOME EQUITY LOANS
A Progressions Credit Union (PCU) home equity loan or line of credit provides homeowners fast access to cash for just about any reason such as home improvements, major purchases, education expenses, wedding costs, consolidation of debt, medical bills and more.

PCU offers two kinds of home equity loans to help you with your “wants” and even those unexpected “needs”!

Options:
  • Home Equity Line of Credit (HELOC):  This type of equity loan offers you a variable rate line of credit, which is ideal for ongoing projects or to have available for unexpected expenses. The HELOC offers an 8 year draw period for advances. Available on first and second deed of trusts. Click HERE for rates.

  • Fixed Rate and Term Home Equity Loan: This loan is perfect for lump sum disbursements when you don’t need a line of credit or where you have a fixed budget. Available on first and second deed of trusts.  Click HERE for rates
Bonus: The interest you pay on a loan secured by real estate may be tax deductible.  Be sure to consult with your tax advisor.

Ready to get started? Contact one of our mortgage loan officers, below, to discuss the option that may best fit your situation and to apply!
  • Herb Anderson (NMLS # 787236)  509-622-2011
  • Jana Earle         (NMLS # 787237)  509-622-2017
EXCITING VISA NEWS
The Progressions Visa Classic credit card provides the ultimate in purchasing convenience. With a low rate, 25 day grace period on purchases, no fees for cash advances, and now a low balance transfer rate with no balance transfer fee, you’ll find this card can save you money!

Other great features are:
  • Auto Rental Collision Damage Waiver
  • Emergency Card Replacement & Emergency Cash Disbursement
  • Zero Liability**
  • Verified by Visa- provides additional protection for online shopping. Protects your Visa card number with a personal password, giving you reassurance that only you can use your Visa card online.
  • Worldwide acceptance
  • Online access so you can check your balance, make payments and more!

APPLY ONLINE, by phone, or in person, today!



*APR=Annual Percentage Rate. Rate only applies to the amount transferred and is good for 12 billing cycles. Minimum Equifax Beacon Score (“credit score”) to qualify for promotion is 640. Borrowers with credit scores of 639 or below do not qualify for this promotional rate and will receive standard rate. For balance transfers made before or after the promotional period, your APR will be 9.99% -17.99% based on your credit score as stated in the cardholder agreement. Promotional period is 01/01/2015 through 12/31/2015 and is subject to change. Existing balances on Progressions Credit Union loans, credit cards or lines of credit do not qualify for this offer. See full disclosures at www.progressionscu.org .** Visa’s Zero Liability Policy does not apply to ATM transactions, or to PIN transactions not processed by Visa, or if you were grossly negligent or fraudulent in the handling of your card.Click HERE for more disclosures.


 

*Click HERE for 1% Cash Back Disclosures
EMPLOYEE SPOTLIGHT

Ron Bynum has been the Information Systems Specialist at Progressions Credit Union  for 16 years. On his off time, he enjoys outdoor activities such as hiking, camping, spending time with his family and playing with his dog.
TOY LOANS

Click HERE for rates.
 HOLIDAY CLOSURES

Monday, May 25
Memorial Day

Monday, September 7
Labor Day

Monday, October 12
Columbus Day

Wednesday, November 11
Veterans Day

Thursday, November 26
Thanksgiving Day

Thursday, December 24
Christmas Eve (Closed at Noon)

Friday, December 25
Christmas Day
CONTACT US
 
 
PHONE
509-535-0191
800-828-8691


SMARTLINE
509-535-8864
800-27-SMART

 

 

 

 
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United States Government
 
Our Privacy Policy is available online HERE, or you may
request a paper copy by calling us at 509-535-0191 or 800-828-8691.
 

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